Duty to Read

Duty to Read

“D. Duty to Read Policy

The Alabama Supreme Court rejected the fraud and negligence claims of an insured who admittedly did not read his policy, reversed a jury verdict in favor of the insured, and  entered judgment in favor of the insurer in AmerUS Life Insurance Co. v. Smith.³³⁶  On appeal, the court held that a plaintiff who is capable of reading documents, but who does not read them or investigate facts that should provoke inquiry, has not reasonably relied upon a oral representations that contradict the written terms in the  documents.^337″   

 2009 – RECENT DEVELOPMENTS IN HEALTH INSURANCE, LIFE INSURANCE, AND DISABILITY INSURANCE CASE LAW. Hasman, J., Chittenden, W., Doolin, E., & Wall, J.Tort Trial & Insurance Practice Law Journal, 44(2), 501-549. www.jstor.org/stable/25763924  page 544

 

LAW

Legal Cases
2008 – AmerUs vs Smith  – Supreme Court of Alabama Decision -53p

Couch v. Wilco Life Insurance

From <https://www.jdsupra.com/legalnews/read-your-policy-carefully-ul-policy-s-85417/

 

Law Reviews
1974 – Law Review – Duty to Read–A Changing Concept, John D. Calamari

 

 

“Many Misunderstandings with Reference to its Terms and Conditions might thus be removed.”

1922 – American Agency Bulletin, Volume 19

 

 

1922, Weekly Underwriter,