Barbara Lautzenheiser

Barbara Lautzenheiser

Barbara Lautzenheiser (Lautzenheiser & Associates) expressed concern that because of the fact that life insurance has been treated as an investment the guarantees do not reflect what will actually happen.

People will infer that life insurance is a bad investment and choose to put their money in another investment.

She pointed out that mutual funds do not have to say in big print that it is possible that the investor will not get any money back, and compared that to the requirements on illustrations.

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