Illustrations – Documents – NAIC

1990-1999

1990-1A – NAIC / LIMRA Consumer Testing – Universal Life Disclosure Form – 10p

1993-1

NAIC Summary of NAIC Activity, Life Insurance Disclosure  Illustrations, ATTACHMENT ONE-A – 2p
Statement of National Association of Life Underwriters – 257
Statement of the American Academy of Actuaries Task Force on Life Insurance Illustrations – 263
Report of the Technical Resources Group – 263 1993-1B
Discussion Draft of Proposed California Ledger Illustration Law – 789
Preliminary Report of the American Academy of Actuaries Task Force on Life Illustrations – 791
Life Insurance Disclosure Model Regulation Amendment – 800
Senator Metzenbaum Letter to NAIC – 810 (2)

1993-2

Technical Advisory Committee – Illustrations Cover Page (Draft) – p732 (3)

California – Ledger llustrations Draft – Life Insurance – 1036 (3) 

  • Guide to Understanding Ledger Illustrations
1993-3
Memo from Harold Phillips on Definitions – 442
NAIC Position Paper – White Paper on Illustrations – Life Insurance Disclosure Model Regulation – 443 (4) 
NCOIL Memorandum on Life Insurance Disclosure – 443

1993-4

    • Attachment One-K – A preliminary report from the American Academy of Actuaries Task Force on Life Illustrations
    • Attachment One-L – A package of material from the California Department of Insurance dealing with proposed legislation on life insurance illustrations
1994-1
llustrations Recommended by Technical Resource Advisors (Explanation Cover page) – 367.   Also Referenced in 1994, (SOA) – PROBLEMS AND SOLUTIONS FOR PRODUCT ILLUSTRATIONS
llustrations Recommended by FIPSCO (Chris Kite) – 388
NALU Statement – Illustrations – 431 (18)
Key Features Document from Consumers Union – 424

1994-2

Draft: 6/3/94 ATTACHMENT ONE-C RULES GOVERNING THE USE OF ILLUSTRATIONS IN CONNECTION WITH THE SALE OF LIFE INSURANCE 
The purpose of this regulation is to provide rules for life insurance policy illustrations based upon policy guarantees and past performance.

ILLUSTRATION OF GUARANTEED BENEFITS ABC LIFE INSURANCE COMPANY – 549 – Technical Resource Group

ILLUSTRATION OF PAST PERFORMANCE ABC LIFE INSURANCE COMPANY

Statement from Commissioner J. Robert Hunter on Illustrations Of Future Values – 555
Memo from Commissioner David Lyons Clarifying the Life Insurance Committee’s Position and Intentions – 568

1994-3

1994-3 p522-524 Life Disclosure Standards Draft ATTACHMENT FOUR-A – Position Paper 3p

1994-3 p524-532 Technical Resource Committee’sDraft Suggestions ATTACHMENT FOUR-B Illustrations 9p

1994-3 p532-547 Actuarial Analysis of Illustration Proposals TRC 9.1.1994 16p

1994-3 p547-563 Sample Policy Illustrations (Attachment Four-C) VanLeer John Hancock 17p

1994-4

Suggestions for Amendments to Model Regulation – 664
Memorandum from Carolyn Johnson on Items to Discuss – 665
Products to be Exempted from Illustration Requirements – 671
Life Disclosure Standards – 671 1995-2
Life Disclosure Working Group Report – 536 1995-3
Life Disclosure Working Group Report – 676
Life Insurance Illustrations Model Regulation – 679
Memo Regarding Concerns with Current Draft Proposal Life Insurance
Illustrations Model Regulation – 68x 1996-1
Life Disclosure Working Group Report on Review of NAIC Models – 595
Letter Regarding Life Insurance Illustrations Model Regulation from Commissioner Robert E. Wilcox – 597
Life Insurance Buyer’s Guide March 15, 1996, Draft – 607 1996-3
Questions on Life Insurance Illustrations Model Regulation As of July 24, 1996 – 936
Discussion Draft of Questions on Life Insurance Illustrations Model Regulation Dated 8/28/96 – 945 1996-4
Questions & Answers Life Illustrations Model Regulation as of Dec. 17, 1996

1997-1 Indexed Products – Disclosure Guidelines – 689